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Blue Insurance Facts: 144 Specifications & 19 Highlights

Get to know the Blue Insurance before your next itinerary. We unpacked 144 specs — like general information, coverage types, medical coverage & trip cancellation & interruption — that real travelers notice.

61 Points
Blue Insurance
Blue Insurance
Blue Insurance
Blue Insurance

Highlights 19

No extras. Just what matters.
61 Points

Why is Blue Insurance better than other travel insurance ?

General Information

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Coverage Types

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Medical Coverage

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Baggage Coverage

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Travel Delay Coverage

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Policy Conditions & Eligibility

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Claims & Support

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Documentation & Compliance

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Quick Take

The essentials that matter—nothing extra

A fast snapshot of the Blue Insurance, covering its standout specification and what you can expect right out of the box.

Blue Insurance
Blue Insurance

Blue Insurance is a travel insurance brand under the Cover‑More Group offering travel, medical, and assistance insurance products internationally, providing protection for trip cancellations, medical emergencies and other travel‑related risks.

Specifications & Facts 144

Specs measured. Drama avoided.

Real travelers gave feedback on the Blue Insurance. This breakdown covers its price, specs, and how it holds up next to other travel insurance.

General Information 11

Blue Insurance Minimum Trip Duration

What is the minimum trip duration?

1 days 0 Votes
Blue Insurance
1.11 days (Average)

Blue Insurance
Blue Insurance

The minimum trip duration covered by this insurance is set at 1 days. This means trips shorter than this duration may not be eligible for coverage.

Indicates the shortest allowable trip length to qualify.

Blue Insurance Maximum Trip Duration

What is the maximum trip duration?

180 days 0 Votes
Blue Insurance
154.22 days (Average)

Blue Insurance
Blue Insurance

The maximum duration for any covered trip is 180 days, which means the policy is suitable for extended travel plans up to about six months.

Shows the longest trip length allowed.

Blue Insurance Coverage Region

What is the coverage region?

85 Blue Insurance 0 Votes Worldwide

88 Travel Insurance in this range Worldwide

Specifies the geographical scope of coverage.

Blue Insurance Policy Type

What is the policy type?

15 Blue Insurance 0 Votes Single Trip

50 Travel Insurance in this range Single Trip, Multi-Trip, Annual Plan

Defines whether the insurance covers one trip or multiple trips.

Blue Insurance Plan Level

What is the plan level?

35 Blue Insurance 0 Votes Standard

46 Travel Insurance in this range Basic, Standard, Premium

Indicates overall tier and benefit richness.

Blue Insurance Travel Purpose

What is the purpose of travel?

5 Blue Insurance 0 Votes Vacation

32 Travel Insurance in this range Vacation, Work, Education, Medical

States the primary reason for travel.

Coverage Types 12

Blue Insurance Trip Cancellation Coverage

Is trip cancellation coverage included?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Shows whether trip cancellation protection is part of the policy.

Blue Insurance Trip Interruption Coverage

Is trip interruption coverage included?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates protection in case the trip is interrupted unexpectedly.

Blue Insurance Trip Delay Coverage

Is trip delay coverage included?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Shows whether compensation for travel delays is included.

Blue Insurance Missed Connection Coverage

Is missed connection coverage included?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates if compensation is provided for missed connections.

Blue Insurance Medical Coverage

Is medical coverage included?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates if medical expenses are covered.

Blue Insurance Emergency Evacuation Coverage

Is emergency evacuation coverage included?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates if emergency evacuation is part of the plan.

Medical Coverage 12

Blue Insurance Medical Expense Coverage Amount

What is the medical expense coverage amount?

5 Blue Insurance 0 Votes $100000

51 Travel Insurance in this range $50000 to $1000000

Maximum amount covered for medical treatment abroad.

Blue Insurance Medical Coverage Extension After Trip

How long does medical coverage extend after the trip?

30 days 0 Votes
Blue Insurance
30.06 days (Average)

Duration medical coverage continues after trip ends.

Blue Insurance Emergency Room Coverage

Is emergency room coverage included?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates if ER visits are included in the coverage.

Blue Insurance Hospitalization Coverage

Is hospitalization covered?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

States whether inpatient hospital stays are covered.

Blue Insurance Outpatient Treatment Coverage

Is outpatient treatment covered?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Covers clinic visits and non-hospital medical care.

Blue Insurance Prescription Drug Coverage

Is prescription drug coverage included?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates if prescribed medications are reimbursable.

Trip Cancellation & Interruption 10

Blue Insurance CFAR Coverage Percentage

What is the CFAR coverage percentage?

75 % 0 Votes
Blue Insurance
78.42 % (Average)

Blue Insurance
Blue Insurance

The policy offers a cover percentage of 75%, typically referring to the fraction of certain costs reimbursed under the Cancel For Any Reason option or similar benefit.

Percentage of trip cost refunded under CFAR.

Blue Insurance Covered Cancellation Reasons Count

How many cancellation reasons are covered?

2 Blue Insurance 0 Votes 2

37 Travel Insurance in this range 5

Number of acceptable reasons for trip cancellation.

Blue Insurance Covered Interruption Reasons Count

How many interruption reasons are covered?

0 Blue Insurance 0 Votes 2

37 Travel Insurance in this range 5

Number of qualified reasons for interruptions.

Blue Insurance Cancel For Any Reason

Is Cancel For Any Reason available?

No 0 Votes Blue Insurance

Yes Travel Insurance in this range

Shows whether optional CFAR is available.

Blue Insurance Interruption For Any Reason

Is Interruption For Any Reason available?

No 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether IFAR flexibility is available.

Blue Insurance Supplier Bankruptcy/Default Coverage

Is supplier bankruptcy/default covered?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Protection if travel providers fail financially.

Baggage Coverage 9

Blue Insurance Required Documentation for Claims

What documentation is required for baggage claims?

30 Blue Insurance 0 Votes Receipts, Photos, Airline Report, Police Report

35 Travel Insurance in this range Receipts, Photos, Airline Report, Police Report

Blue Insurance
Blue Insurance

To support claims, required documentation includes Receipts, Photos, Airline Report, and Police Report. This comprehensive list facilitates thorough verification of losses or incidents.

Required documents to process baggage-related claims.

Blue Insurance Sports Equipment Coverage

Is sports equipment covered?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Blue Insurance
Blue Insurance

Sports equipment is covered, providing reimbursement or repair costs in case of loss, theft, or damage to sports gear during the trip.

Indicates if sports equipment is covered.

Blue Insurance Baggage Loss Maximum Amount

What is the baggage loss maximum amount?

65 Blue Insurance 0 Votes $12000

25 Travel Insurance in this range $3000

Maximum claimable amount for total baggage loss.

Blue Insurance Checked Luggage Loss Coverage

Is checked baggage loss covered?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether checked baggage loss is covered.

Blue Insurance Carry-On Loss Coverage

Is carry-on loss covered?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether carry-on baggage loss is covered.

Blue Insurance Special Item Category Coverage (Electronics)

Are electronics covered as a special category?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether electronics have dedicated coverage.

Travel Delay Coverage 7

Blue Insurance Travel Delay Minimum Hours

What is the minimum travel delay in hours?

6 hours 0 Votes
Blue Insurance
7.58 hours (Average)

Minimum number of delay hours required before coverage applies.

Blue Insurance Airline Strike Delay Coverage

Is delay due to airline strike covered?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Covers delays caused by airline staff strikes.

Blue Insurance Accommodation Coverage

Is accommodation covered during a travel delay?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether hotel or lodging expenses are covered during a delay.

Blue Insurance Meal Coverage

Are meals covered during a travel delay?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether meal expenses are covered during a delay.

Blue Insurance Transportation Rebooking Coverage

Is transportation rebooking covered?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether rebooking transportation costs are covered.

Emergency Assistance & Services 8

Blue Insurance Security Evacuation Coverage

Is security evacuation coverage included?

No 0 Votes Blue Insurance

Yes Travel Insurance in this range

Covers evacuation due to security threats.

Blue Insurance Political Evacuation Coverage

Is political evacuation coverage included?

No 0 Votes Blue Insurance

Yes Travel Insurance in this range

Covers evacuation due to political unrest or instability.

Blue Insurance Natural Disaster Evacuation Coverage

Is natural disaster evacuation coverage included?

No 0 Votes Blue Insurance

Yes Travel Insurance in this range

Covers evacuation during natural disasters.

Blue Insurance Travel Concierge Services

Are concierge travel services available?

No 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether concierge travel services are available.

Blue Insurance Translation Services

Are translation services available?

No 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether language translation assistance is offered.

Blue Insurance Lost Document Emergency Assistance

Is lost document emergency assistance available?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Provides support for lost passports or travel documents.

Policy Conditions & Eligibility 12

Blue Insurance Trip Booking Time Requirement

How many days in advance must the trip be booked?

7 days 0 Votes
Blue Insurance
15.39 days (Average)

Number of days the trip must be booked in advance for eligibility.

Blue Insurance Coverage Purchase Time Limit Before Departure

What is the purchase time limit before departure?

14 days 0 Votes
Blue Insurance
6.63 days (Average)

Maximum number of days before departure to buy the policy.

Blue Insurance Residency Eligibility

Is specific residency required for eligibility?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether the policy requires specific residency to qualify.

Blue Insurance Citizenship Requirement

Is citizenship required to purchase the policy?

No 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether citizenship is required for eligibility.

Blue Insurance Coverage for Non-U.S. Residents

Is coverage available for non-U.S. residents?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether non-U.S. residents can purchase coverage.

Blue Insurance One-Way Trip Coverage

Is one-way trip coverage available?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether one-way trips are eligible for coverage.

Exclusions & Limitations 12

Blue Insurance Pre-Existing Condition

Is there an exclusion for pre-existing conditions?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Blue Insurance
Blue Insurance

Pre-existing conditions are covered under this plan, which generally implies that illnesses or medical conditions existing prior to the start of the policy are taken into account for coverage.

Specifies whether coverage is excluded for pre-existing medical conditions.

Blue Insurance Epidemic/Pandemic

Is epidemic or pandemic coverage excluded?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Blue Insurance
Blue Insurance

Epidemic and pandemic coverage is included in this travel insurance, providing protection against outbreaks of contagious diseases during travel. This ensures medical and related expenses are covered if impacted by events such as pandemics.

Specifies if coverage excludes losses from epidemics or pandemics.

Blue Insurance Unattended Belongings Exclusion

Are unattended belongings covered?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Blue Insurance
Blue Insurance

The policy excludes coverage for unattended belongings, meaning that items left unattended or unattended theft might not be reimbursed.

States if belongings left unattended are excluded from coverage.

Blue Insurance Extreme Sports

Are extreme sports activities excluded?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Blue Insurance
Blue Insurance

Extreme sports coverage is provided, allowing the insured to engage in high-risk or adventurous sports without losing insurance protection.

Specifies whether coverage excludes extreme sports activities.

Blue Insurance Professional Sports

Are professional sports activities excluded?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Blue Insurance
Blue Insurance

Coverage includes professional sports, meaning injuries or incidents related to professional-level sports activities during the trip are considered under the insurance plan.

States if professional sports activities are excluded from coverage.

Claims & Support 8

Blue Insurance Support Availability Hours

What are your customer support operating hours?

85 Blue Insurance 0 Votes 24/7

88 Travel Insurance in this range 24/7

Indicates the operating hours of the insurer’s customer support team, defining when travelers can contact support for inquiries, assistance, or claims.

Blue Insurance Claims Processing Time Estimate

What is the estimated claim processing time?

10 days 0 Votes
Blue Insurance
21.15 days (Average)

Estimated number of days to process a claim.

Blue Insurance Claims Submission Method

What methods are available to submit a claim?

45 Blue Insurance 0 Votes Online, Email, Phone, Mail, Agent

56 Travel Insurance in this range Online, Email, Phone, Mail, Agent

Methods available to submit a claim.

Blue Insurance Digital Document Upload

Is digital document upload available?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether documents can be uploaded digitally.

Blue Insurance Claims Status Tracking

Is claim status tracking available?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether customers can track claim status online or via app.

Blue Insurance Claims Appeal Process

Is there a claims appeal process?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Whether a formal claims appeal process is offered.

Optional Add-Ons 12

Blue Insurance Cancel For Any Reason Add-On

Is Cancel For Any Reason available as an add-on?

No 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether CFAR (Cancel For Any Reason) add-on is available.

Blue Insurance Event Ticket Coverage Add-On

Is event ticket coverage available?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Reimburses prepaid event tickets if trip disruption occurs.

Blue Insurance School Trip Coverage Add-On

Is school trip coverage available?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Adds enhanced coverage for students on school-organized trips.

Blue Insurance Medical Upgrade Add-On

Is a medical coverage upgrade available?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Provides higher medical coverage limits or expanded benefits.

Blue Insurance Adventure Sports Add-On

Is adventure sports coverage available as an add-on?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Allows coverage extension to adventure or extreme sports.

Blue Insurance Baggage Upgrade Add-On

Is baggage coverage upgrade available?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Expands baggage coverage limits or item categories.

Documentation & Compliance 11

Blue Insurance Proof of Trip Purchase Requirement

Is proof of trip purchase required?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Blue Insurance
Blue Insurance

Proof of trip purchase is required, indicating that to make claims or maintain coverage, you must provide evidence such as tickets or booking confirmations.

Indicates if proof of trip purchase is needed for filing a claim.

Blue Insurance Medical History Requirement

Is medical history required for coverage?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Blue Insurance
Blue Insurance

A medical history requirement is in place, indicating applicants may need to provide detailed health background information to qualify or for claims processing.

Defines if medical history documentation is needed for coverage.

Blue Insurance Certificate of Insurance Download Format

What formats are available for the insurance certificate?

70 Blue Insurance 0 Votes PDF, DOCX

71 Travel Insurance in this range PDF

File formats available for downloading the certificate of insurance.

Blue Insurance ID Verification Requirement

Is ID verification required?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Specifies whether ID verification is required for claims or policy issuance.

Blue Insurance Renewal Notification Timing

How many days before renewal is notification sent?

30 days 0 Votes
Blue Insurance
29.63 days (Average)

Number of days before renewal that the user is notified.

Blue Insurance Policy Certificate

Is a policy certificate provided?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether a formal policy certificate is issued.

Digital Features & Usability 10

Blue Insurance Mobile App

Is a mobile app available?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Indicates whether a dedicated mobile app is available for policy access.

Blue Insurance Policy Management Dashboard

Is an online policy management dashboard provided?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Shows if users can manage policies via an online dashboard.

Blue Insurance Offline Access to Policy Documents

Is offline access to policy documents available?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Allows users to view policy documents without internet.

Blue Insurance Digital Claims Filing

Can claims be filed digitally?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Allows claims to be filed digitally instead of via paper forms.

Blue Insurance In-App Emergency Contact Button

Is there an in-app emergency contact button?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Includes a one-tap emergency assistance button in the mobile app.

Blue Insurance Real-Time Travel Alerts

Are real-time travel alerts provided?

Yes 0 Votes Blue Insurance

Yes Travel Insurance in this range

Provides live travel advisories and disruption alerts.

Surveys

Because hot takes deserve votes.

Blue Insurance Coverage Options

How would you rate the coverage options offered by this travel insurance?

Extensive coverage — Covers almost all types of travel-related incidents 0 Votes
Very good coverage — Covers most common travel issues, with a few exceptions 0 Votes
Good coverage — Covers essential travel incidents, with limited exclusions 0 Votes
Basic coverage — Covers only the most basic travel incidents, like trip cancellations 0 Votes
Minimal coverage — Only covers the bare minimum, with many exclusions 0 Votes

Blue Insurance Ease of Claim Process

How would you rate the ease of filing a claim with this travel insurance?

Very easy — Claims are processed quickly and with minimal effort required 0 Votes
Easy — Simple claims process with good guidance 0 Votes
Average — Claims process is straightforward but requires some effort 0 Votes
Difficult — Complicated claims process with unclear instructions 0 Votes
Very difficult — Hard to navigate and requires extensive paperwork 0 Votes

Blue Insurance Customer Support

How would you rate the customer support experience for this travel insurance?

Excellent — Available 24/7 with knowledgeable and friendly agents 0 Votes
Good — Helpful support with quick response times 0 Votes
Average — Adequate support, though response times may be slow 0 Votes
Below average — Limited support hours with slow response times 0 Votes
Poor — Unhelpful and hard to reach support staff 0 Votes

Blue Insurance Price-to-Coverage Ratio

How would you rate the value for money for this travel insurance, considering the coverage it offers?

Great value for money — Coverage is extensive and reasonably priced 0 Votes
Pretty good price — Fair pricing for the coverage offered 0 Votes
Fair deal — Reasonably priced with a balanced level of coverage 0 Votes
Kinda pricey — More expensive than expected for the coverage level 0 Votes
Crazy expensive — Way too expensive for the level of coverage 0 Votes

Blue Insurance Flexibility of Policy

How would you rate the flexibility of this travel insurance policy in terms of customization options?

Highly flexible — Allows full customization to fit travel needs 0 Votes
Flexible — Offers a variety of add-ons and options 0 Votes
Moderate flexibility — Some customization options available, but limited 0 Votes
Low flexibility — Few options to customize the policy 0 Votes
Very low flexibility — No customization options available 0 Votes

Blue Insurance Customer Satisfaction

How satisfied are you with the overall experience with this travel insurance?

Extremely satisfied — Exceeded expectations in all areas 0 Votes
Very satisfied — Met most expectations, with minor issues 0 Votes
Satisfied — Overall experience was good, though there were a few issues 0 Votes
Unsatisfied — Did not meet expectations, with several issues 0 Votes
Very unsatisfied — Fell short in multiple areas, major issues encountered 0 Votes

Blue Insurance Coverage Limits

How would you rate the coverage limits of this travel insurance?

Very high limits — Offers very high coverage limits for most situations 0 Votes
High limits — Provides generous coverage limits for most common incidents 0 Votes
Moderate limits — Offers average coverage limits that are suitable for most travelers 0 Votes
Low limits — Provides limited coverage, may not be sufficient for all situations 0 Votes
Very low limits — Offers very restrictive coverage limits 0 Votes

Blue Insurance Exclusions and Restrictions

How would you rate the exclusions and restrictions in this travel insurance policy?

Very few exclusions — Almost no exclusions or restrictions, very comprehensive 0 Votes
Few exclusions — Only a few common exclusions, overall great coverage 0 Votes
Average exclusions — Some exclusions that may affect certain situations 0 Votes
Many exclusions — Numerous exclusions that can affect coverage in several areas 0 Votes
Too many exclusions — Too many restrictions, leaving gaps in coverage 0 Votes

Blue Insurance Policy Transparency

How would you rate the transparency of the terms and conditions in this travel insurance policy?

Very clear — All terms are explained clearly and easily understood 0 Votes
Clear — Most terms are easy to understand with little jargon 0 Votes
Average — Some terms are a bit confusing, but manageable 0 Votes
Unclear — Many terms are vague or difficult to understand 0 Votes
Very unclear — The terms and conditions are difficult to navigate and full of jargon 0 Votes

Blue Insurance Easy-to-Understand Documentation

How would you rate the clarity and accessibility of the documentation provided with this travel insurance?

Very clear — All documentation is easy to read, understand, and access 0 Votes
Clear — Most documents are easy to understand, with minimal jargon 0 Votes
Average — Some documents are a bit unclear, but the essential information is there 0 Votes
Unclear — Many documents are difficult to read or confusing 0 Votes
Very unclear — Documents are hard to understand, full of technical language 0 Votes

Guides 1

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Articles 1

Get to Know Blue Insurance

Get to Know Blue Insurance

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